Many people plan for their deaths beyond just having a life insurance policy in place. There are a variety of different steps you can take to plan your funeral. One advantage of preplanning your funeral is that you will have the funeral of your choice. A second advantage is that you will not burden your family with the preparation and costs of handling the funeral.
Contact Funeral Homes in Your Area
If you choose to preplan your funeral, you can contact funeral homes in your local area and speak with one of their representatives directly. Many funeral homes have preplanning services. If you do not want to contact funeral homes directly at first, during the early stages of planning, you can research online to find funeral homes with planning tools listed on their websites. Many funeral homes have elaborate websites with helpful information about preplanning a funeral. You will find checklists of steps you can take to preplan a funeral.
Prepaying for Your Funeral
Some people will pay for burial insurance policies. As with any other types of insurance policies, do not sign up for them without fully understanding the terms. It may be advisable to seek professional help from a financial planner before buying a policy. Some funeral homes will also provide options for prepayment loans or prepayment accounts. If you decide to go this route, you will need to make sure that you are selecting a funeral home with a good reputation. You can check the Better Business Bureau for ratings and any complaints about the company.
Find an estate planning lawyer to detail your wishes into a legal agreement. You can work with an estate planning lawyer to create a detailed list of your funeral wishes. In this way, you do not leave your loved ones guessing your wishes during a grieving period. Your funeral wishes should be separate from your will because wills are not read immediately after a person has died. You should work with an estate planning lawyer to properly build a funeral plan.
In your planning, you will need to consider the burial place. There are public, religious, Veterans' only, private, and family cemeteries. In some states, you can choose to be buried on your own property, but there are usually certain guidelines to be followed. The size of your land is taken into consideration. You can prepay for a burial spot. Cemeteries will have rules in place about plot selection and prepayment. You can work with funeral homes to select a cemetery. You can visit cemeteries to see the available options for plots. If you purchase two or more plots, some cemeteries have rules in place that they may not allow you to sell them.
For more information, contact a company like Ryan-Parke Funeral Home.